Energy Funding
Why Merchants Need Merchant Cash Advance Services?​
​
In today’s small business environment, cash is no longer king. Credit card transactions now make up the majority of small businesses’ payment processes. Companies that need to generate a positive cash flow can use this credit foundation to regulate cash flow when needed.
Businesses that experience the dramatic swing of seasonal revenue look to obtain cash from lenders to help get them through their slower months, aiming to get ahead of the pack and keep their doors open for business.
Yet small business owners are scrambling to find that cash. Federal regulations have made it increasingly difficult for small businesses to obtain traditional bank loans.
Even if they manage to get approved for a business loan, they find fixed monthly payments too much of a financial burden.
How Merchant Use Merchant Cash Advance?​
​​​
-
Acquisitions: financing used by an individual or business to acquire an existing business and its assets.
​
-
Purchasing real estate: commercial loans used to purchase or refinance a business’s building and/or property.
​
-
Refinancing business loans: help ease the burden of higher-interest business loans into a more affordable loan with a lower rate and longer term.
​
-
Consolidating debt: taking all the merchant’s business debt and consolidating all forms of debt into a single payment.
​
-
Working capital: having sufficient business cash to handle day to day operations and cover the company’s expenses.
​
-
Payroll: financing to make sure that all employees of your small business are paid on-time, whether it be weekly, bi-weekly or monthly.
​
-
Expansion: financing to help your small business expand either through larger business facilities or through online presence.
​
-
Inventory: making sure the merchant has enough goods and products in stock to support sales.
​
-
Advertising and Marketing: providing customers with a way for them to become informed and familiarized with your company.
​
-
Repairs and upgrades: fixing and upgrading business equipment, machinery and business structure.
​
-
Hiring employees: Providing enough runway to support the hiring of additional employees to help increase sales and efficiency.
